Why have you failed up to now? No need for stories let’s get down to business. If you answer that question correctly you can leave this page but no matter the answer you give it’s not relevant. Yes I say it’s not relevant go through this post with an open mind and you will see why you have failed till now and what you a can do about it and turn your failure to success.
Look around you haven’t you seen people who don’t have what you have and yet they are happier than you? Well that just to bring you close to the main point now here is the deal you must be willing to change your attitude before you can change your life. You may have read a book or a blog just like this one and you do it with a wrong attitude be rest assured that you won’t benefit from it. Now do I have your full attention on this? Are you following me with the right attitude? Very good. I want to share with you seven things that have held you down and made you think you are a failure.
 INBORN TALENT TO SUCCEED
Many people talk themselves into believing that they don’t have what it takes to change their lives. They justify and unfortunately accept their unsuccessfulness by convincing themselves that they were simply born unlucky, whereas others were born to be rich. Poverty seems to be a family tradition, an inherited trait like the color of one’s hair or eyes, which is passed down from generation to generation. It is true that it’s sometimes more difficult for people whose family have always been poor to imagine that one day they could become rich. The image we get of ourselves and in life of general are often tinged with pessimism and the role models that surround us are not always very inspiring. Nevertheless, many rich men came from poor families. One of history wealthiest actors, Charlie Chaplin, spent his youth wandering around the street of London. The humiliation of poverty and the early contact with the harsh realities of life have in many cases spurred people on to achievement. The ability to succeed is not inborn. It can be learned. It can be acquired.
AGE
You do not need to be young or old to become success. There is an old saying “that a youth with a single aim arrive early at the harvest”. The example of Steve Jobs proves that becoming a millionaire before the age of 30 is possible. Paul Getty is another example, Steven Spielberg the director of “Jaws”, “back to the future” and ET was already a millionaire several times over even before he was 30. The list can go on and on. Youth must never be considered a drawback. In fact it is an asset. Lack of experience however does hold many people back. If you wish to set up your own business but lack experience, history shows that most wealthy men learned as they went along, starting out just as inexperienced as you are now.
Do you know that Ray Kroc, the creator of MacDonald’s franchise, was 50 years old when he began making money? Surprising isn’t it? And yet, if he had given up when he was 45, or if had stopped believing in his lucky star, not only will he ever become famous, but he would certainly never have become rich. Sometime even people who are still young consider that they are already too old to succeed. They seem to have the impression that there is only one boat out in life and they missed it. From the example of Ray Kroc you should believe that even if you are 50or 60 you can still become success. A survey carried out by Napoleon Hill on thousands of wealthy men established that most of them started making money after the age of 40. So if you haven’t made your fortune yet, don’t despair. It could be that you are about to start reaping the benefit of your early effort.
 CAPITAL
How often have you heard this from people who want to start a business? Or you may have said it yourself. It seems to be a major obstacle for many people who are hoping to set up their own business. And yet, did you know that thousand s of successful people had barely a penny to their names at the beginning of their careers? And yet, a lack of cash was not a drawback for them. The fact is that the experience of not only the world’s wealthiest men, but thousands of millionaires, proves beyond a shadow of a doubt that money doesn’t count in the beginning. What does count is having a good business idea and a positive mental outlook.
EDUCATION
This is a common excuse people give to themselves, but you should know that thousands of men have managed to get rich without the benefit of benefit of higher education. However, even though they were not ‘educated’ in the traditional sense of the word, they did acquire an in-depth knowledge of the industry in which they made their fortune.
Along with inadequate education, people often bring up their lack of talent or intelligence. I advise you to put up a serious fight against these thoughts. Everyone in the world has at least one talent. Each human being has considerable potentials, but only exploits s an infinitesimal part of it. Each of us can easily develop a personality which will set us on course for success.
“Since there is no explanation for success don’t try to give yourself and excuse of failing”
Give yourself reason and everything will be clear (Donald Trump)
You have all it takes to succeed REFUSE TO FAIL.
Do you have any question about this or you want to say something please use the comment box below. We lo comments. And if you love this post please share to help friend.


Do you need start up capital? Are you among the thousands of prospective investors that let their dreams and idea die because of lack of start up capital to establishing a personal business, this shouldn’t discourage you rather you should first catch the vision and then trust God who is the greatest provider. Here are tips of where you can get start up. In using them you must have courage and determination
 PERSONAL SAVINGS:  it always better to have savings no matter how small. Savings is keeping something not use or wasted. This might not necessarily mean you must have extra money or excess money before you save, it only takes discipline. By cutting down worthless and unnecessary spending and start laying aside specific percentage of your earnings, you will have a good amount in a short time if you can discipline yourself enough to do it on a consistence basis.
You don’t need to have much to save all you need to do is have a specific amount you can save consistently, if you do this correctly, you will not have problems starting on a low scale.  Even as you start little don’t let it discourage you even the BIBLE says “do not despise your little beginning”
COMMERCIAL BANK LOAN: a sound business proposal of a promising and growing business establishment can attract a short term loan from any commercial bank; the only task here is that the investor applying for the loan would have to provide the bank with collateral in form of an asset. The collateral can be landed property (house, land etc), cars, or share certificate belonging to the loan applicant.
PURCHASING ON CREDIT: a diligent investor that is highly committed in active delivery with good turn over can win the trust of the supplier and can have access to purchase the goods on credit and to pay at a later date or after the sale of the product. But before you go with this method you must consider the supplier, create a very good relationship with the supplier and make sure to buy what you can pay for in a short time. So as your sales increase you can pay for more goods and also order for more goods on credit.
Note: Always try to pay your dept as quickly as possible. And be smart in knowing when to buy many goods and when to buy few good so you don’t run into a lose and into more dept.
GOOD FRIENDS AND FAMILY: this is the most convenient way of obtaining startup capital, make your business plans, commit your plan into GOD’S hands then make your plans known to your family and friends. This method can be very convenient but I will advise you to treat it like the other methods mentioned above, so you will be serious about your business.
PARTNERSHIP FUND: another way of tackling the problem of little or no capital is to enter into partnership with another investor of like objective as yours, ensure you formalize everything into a document by having a partnership deeds with him/her. Choose your partners wisely some partners will ruin your dreams so be very careful. Look for a very hard working person to partner with.
However, there are some deadly destroyers in business every serious minded person starting out should and must avoid: 
Lack of proper planning.
     Poor attitude (laziness).
Uncontrolled expansion. 
Poor management. 
 Poor accounting (use of fund).
         Inexperience personnel (workers).
       Bad business location.
Now that you know how you can generate start up capital and also what to avoid in sustaining your business, go get started immediately don’t let procrastination still you dream of having your own business…         
“Conditions are never perfect. Someday is a disease that will take your dreams to the grave with you. If it’s important and you want to do it eventually, just do it and correct course along the way” (Tim Ferris)
 CONCLUSION: you can combine two or more of these methods in getting a start up capital for your business. And for the partnership always try to get the better control power of the business and to do this you will have to generate more of the capital. And above all always commit your business to GOD.
Good luck in your new business. Do you feel these are not all?  Then let us know how you have managed to get your startup capital it will be of help. Thanks you



You can never become financially free if you cannot work effectively. In this post you will learn how to:
      Make each year have more than the normal 12 months.
      To finish work quickly, faster and effectively.
      To concentrate more effectively.
Do you find it hard to work effectively or you are trying to increase the way you work, I want you to know that you are not alone on this, there are thousands of people out there with similar problem you are not the only with who have several questions about working effective and tirelessly. I have been in that condition before and I will give you these simple and easy to implement step on how you can improve your work efficiency.
Often times I hear people who say they could work effectively and tirelessly but after a few hour or a few days they lost the rhythm. Some would say they lost their concentration, others may say they found it really hard to continue with such amount of work at a particular time frame, the most common among them is “I don’t have enough time” You may have heard comments like that or you too have been hiding under some kind of excuses. After you read this post you will discover that it is easier to work more effectively than most people make it seem.
HOW TO WORK MORE THAN 12 MONTHS IN A YEAR
Allow me to say this, whatsoever effort you put in to develop yourself is not a waste. So let us begin,
If you are not use to working hard, start little by little. Try to increase your rhythm. Try working an extra hour each day. By the end of the week, your working hours will be +5hours. By the end of the year, you will have contributed 250 additional hours. These 250 extra hours will have earned you six extra weeks. Your new year will comprise of 58 weeks instead of the normal 52. As such, you will have worked more than 12 months that year. Now picture working two extra hours a day. You will have made 500 extra hours in a single year, yet all these added hours will not make you anymore tied. It’s simple a matter of habit.
Stay alert to your success habits. Never hesitate to put yourself into question on a regular basis and to review your plans of action. This is one of the keys to success. Always try to improve your skill and aptitudes. Never believe that you are infallible.
Now that you know how to work more than 12 months in a year. You probably most be wondering how you will put those extra hours each day, now let me tell you how you can finish you work , quickly, faster and effectively.
   HOW TO FINISH WORK QUIKLY, FASTER AND EFFECTIVELY!
Working one to two extra hours a day is a constructive thing to do, but profitably and still is increasing your effectiveness by finishing in less time what normally takes you several hours to finish. The secrete of enhancing your efficiency are; first, you must establish different deadlines, meaning you must set shorter deadlines and secondly you must improve your concentration. I talked more about concentration bellow.
“Set yourself tighter deadlines; you will accomplish more without sacrificing quality”
Let’s start with the first point. It has been shown by scientific study that the time needed to accomplish a task can be reduced considerably without the quality to the work being sacrificed. It has been proven that in some cases the quality has actually risen. Furthermore, some people cannot function without very short deadlines.
Studies conducted on a large number of subjects demonstrate the following rule: the average individual tend to need all the time he is allowed to do a certain task even when he could finish the same task more quickly if an emergency arose.
What people do when they set themselves or are given a deadline is to programme their subconscious.
The subconscious is much more powerful than you believe it to be. In fact, it can provide you with and endless amount of creative energy. 
You must be aware of the two laws regarding time and productivity and that it can have practical consequence. The time needed to do a job is much more flexible than people generally believe.
Don’t try to activate yourself with black coffee, drugs or anything as such. Never under estimate yourself. You can work fast and well without causing yourself extra stress. You can do it as soon as you believe you can and as soon as you try it. Your have learned how to establish deadlines and how you can improve your work efficiency with deadlines. 
Now let’s consider the second point: concentration. It is one of the fundamental keys to success in every single field. Closely related to this is the fact that anyone who cannot concentrate seriously on what he is doing will never be able to succeed. It is absolutely impossible. All successful people are and were superb concentrators.
The truth of the matter is you simply can’t concentrate. You complain about this regularly. Don’t worry there are easy exercise that can help you increase your concentration. The first one is to repeat, preferably at night, the following formula, or any other that you might have adopted.
“I am getting more concentrated every day; I can now finish my work quickly, faster and effectively”

The method am about to show you is extremely powerful and has been used for centuries. It can produce miracles in your life, and increase you powers of concentration.
  PERFECT EXERCISE FOR CONCENTRATION
You must have the determination to do this so you have to be serious with it. It’s easy and enjoyable as well. Are you ready? Very good we are almost there… yeah we are… great…
Now draw a black dot about a quarter of an inch in diameter on a cardboard sheet and stick it to the wall or put it on the floor in front of you. Sit down comfortably, breathing slowly. And stare at this dot, trying not to blink. After a while, your eyes will begin to itch. Close them and open them again. Start over. Don’t worry this exercise will not harm your eyes. On the contrary, it strengthens the optical nerves and can even help some eye disorders. Start by spending 2 to 3 minutes on this exercise gradually increasing the time. By the end of the week you should have reached 5 minutes. When you have reached approximately 20 minutes, your concentration will be excellent. To occupy your thought during this exercise and to maximize its effect you should try to repeat some of your auto-suggestions formula and you will be amazed by the results. You will be able to concentrate longer and better and you will be able to finish work quickly, faster and effectively. This exercise will be good if you do it before going out in the morning or before going to bed at night.
You probably know that the amount of concentration you put into an activity is directly proportional to the pleasure you get out of it. If concentration is the key to success and our level of concentration relies on the pleasure you get from an activity, then in order to succeed we must do what we enjoy. Whether trying to work more than 12 months in a year, or to always finish work quickly, faster and effectively you must know how to increase your concentration.
I believe this article has helped you with all your worries about how to concentrate and work effectively.
“The biggest risk we all face is not moving forward with what we have learned”
              (Donald Trump)
Now go back to work and put in all that you have learned, comeback and tell how effectively you have worked so far. How many extra hours have you added to your normal working hours for a day or a week? This should be an easy question to answer in a few weeks time.
CHEERS!!!


You can become a millionaire in a very short time if you can absorb the content in this post like a sponge. Imagination, discipline, and experience are of course important ingredient for success, but how many people do you know who have these qualities and still do not succeed at all or live up to their full potentials.
Why have you failed up till now? And all you ask is “what is wrong with you or your business”? You have worked hard, obeyed different rules but you haven’t gone above the normal. And in business, you have never crossed a certain limit. There is a rule you have not obeyed and you know what, several successful people have confessed that their success started when they began using this rule, many of them works in different fields.
Now what is this golden rule?
GOA! GOAL!! GOAL!!! GOAL!!!! GOAL!!!!!
Say it louder GOALS, well before we proceed, I will like to ask you these simple but very important questions.
WHAT IS YOUR GOAL
 FOR TODAY,
THIS WEEK,
THIS YEAR,
THE NEXT FIVE YEARS? 
Let me give you an example, I will use soccer but it is also applicable in almost all sport and in life in general. I am a soccer fan I love soccer, and in soccer a GOALLESS team is a WIN LESS team, they either lose or draw and most of the times they lose. They lose not because they did not train hard, or they did not have a good coach, it wasn’t because they were young player no! they lost because they had no GOAL. If it’s possible to lose with goals, what would happen if there wasn’t any goal? In life, one thing is having dreams and another is setting prospective goals towards achieving those dreams. Without that success cannot be achieved.
Why do we set goals?
·         Goals bring the future into the present.
·         Goals help you put your value and objectives in focus.
·         Goals can help you in making good use of your time.
·         Goals give you a clearer vision of your worth and help you in making wise decision.
·         Goals give you a solid foundation to build on.
Let me show you how to set goals. I will be using monetary goals to explain the way you set goals for yourself, but you must know that in setting goals, it should  not only be monetary goals. You can set yourself goals of being the best real estate investor, the best stock broker have the best internet business etc.
So how do you set monetary goals? Let assume you have already set yourself a goal, if you haven’t, now set yourself a goal an amount and a time to achieve your goal. Let say you have set yourself a goal of $100,000 now double it, how do you feel? Do you feel you cannot make that amount in a short time? Well you are right since only a small percentage of people hope for such a rise. But thousands of people become millionaire every year. (Just a reminder).
Try not to set yourself amount that look unrealistic to you. It’s a step by step process but make it ambitious enough.
“Most people fail, not because they set themselves big goals and they miss it, but because they set themselves small goals and they reach it”.
If you aim high and almost make it you will still have achieve a satisfying results. But if your target is low and you barely made it you will be disappointed and would have made very little progress.
Setting yourself an exact objective is truly magical, what usually happens the first time you set yourself a monetary goal is that you keep a measure of skepticism that limits your ambition. But as soon as you achieve your first goal, you must set yourself higher goals. What you will discover is that the first time you set yourself a target you will reach it. And you will go beyond that. Why don’t you do the same, challenge yourself to reach your goal? It’s an exciting game that normally brings surprising dividends. Perhaps it will take you 6 months to achieve your goal instead of the initial 1 year you gave yourself. You will be the first to benefit from this.
Writing down your goal is very essential in achieving them. The discipline of writing something down is the first step toward making it happen. The act of writing down your goals makes it concrete. This is what makes you take action. “A small pen is better than a long memory”.
Lastly you must make your goals your magnificent obsession. If you must know, energy goes where your thought goes. A goal is like a magnifying glass. It focuses your energy in your target. If you must be successful, you must learn to have a fix idea and a goal.
Note: Since setting goals involves a time frame, what I mean is that if your goal does not have a specific time to reach it, it is not a goal.  Always aim as high as you can, increase yourself worth by aiming high. Do not be afraid to do so.
Tips: Everything that helps you come close to your goal must be encouraged and everything that distances you from your goal must be rejected… YOU WILL SUCCEED!!!
Now go take a look at all the goals you have set for yourself, increase it come back and tell how  you feel.. Use the comment box below to have your say we will be very grateful...